Did you know that homeowner’s insurance policy is not known to cover flood damage? In such a case, you need to flood-proof your home at all costs. As a matter of fact, flooding turns out to be one of the primary reasons for significant damages to residential properties.
Moreover, it is not covered under conventional homeowner’s insurance policy. Only after paying extra, you can get access to reliable flood damage coverage by some insurance service provider.
Flood is one of the most damaging and expensive natural calamities across various parts of the world. It tends to pose serious threats to property, life, and the overall well-being of communities. In addition to getting separate insurance coverage for flood damage, you should also aim at implementing the right preventative steps to protect your house from flood damage.
Here are some of the top preventive tips from the experts:
Moving vulnerable belongings
If you happen to be residing in a single-story house or on the ground floor, then you should aim at moving vulnerable items somewhere up. In case you have multiple stories, then you can consider moving the delicate items to the upper floors.
This will help in providing protection to the vital possessions of your house even in the worst flood-like conditions.
Moreover, if your house is getting constructed, then you should aim at raising the furnaces as well as water pumps to around 12 inches above the highest level that flood water can reach. This will help you to save a lot of trouble later on while making it simpler to manage a flood-like condition in your area.
Avoiding sewer backflow
Another common problem associated with flooding is damage to the existing sewer systems due to the increased inflow of floodwater into the same. Water levels that keep rising continuously can cause sewage to back up into the homes of individuals through drain pipes.
This can lead to an additional array of problems and inconvenience. As such, special care and additional security measures are required to avoid this problem during flooding.
The most important step in the given direction is installing the backflow valve in the respective drain line of the house. The experts recommend that you should consider installing both interiors as well as exterior backflow valves that come with a specialised flapper for closing automatically as per the requirement. If you wish to be safe as much as possible, you can even consider installing a value that can be operated manually for delivering increased security.
Safeguarding electrical equipment
Flood water is a common cause of leading to potential damages to the electrical units of the house including sockets, switches, circuit breakers, wiring, and so more.
Therefore, it is imperative that all the electrical connections and equipment should be positioned at least one foot above the affected area due to flooding. You should ensure that all your HVAC units and systems are installed at a higher & safer level.
Ensure that your house remains protected from flood damage with proper safety measures.